walmart capital one customer service number

We also rate their responsiveness to consumers. For fans of online shopping and Walmart stores, the Capital One Walmart Rewards® Mastercard® could be one of the best credit cards for groceries. However, it comes with a higher APR, and you can only use it at Walmart-branded stores (including Sam’s Club) or while shopping on the Walmart website.įor more credit card options, see our lists of instant approval credit cards and store credit cards that can be used anywhere.As a service to our readers, we post the names, numbers and email addresses of executives responsible for customer service at major companies. The Walmart Rewards Card has a similar reward structure to the Capital One Walmart Rewards Mastercard, including up to 5% back on in-store purchases. More details of the card’s terms are available on Capital One’s Walmart Rewards Card page. Additionally, the card has no annual fee and a moderate APR, which starts around 18%. The Capital One Walmart Rewards Mastercard offers a range of benefits, including 1% to 5% back on purchases. Capital One Walmart Rewards Mastercard Terms and Rewards Applicants whose scores fall in the 660 to 719 range are approved 60% of the time, while applicants with scores in the 620 to 659 tier typically have approval odds of less than 40%. In general, applicants to any consumer credit card with credit scores of 720 or higher get approved 80% of the time, according to a study by the Consumer Financial Protection Bureau (CFPB). There are also some general guidelines to consider when weighing your approval odds. If you do not meet these requirements, you may still qualify for the Walmart Rewards Card.

Has at least one credit card or loan that has been active for at least three years with a credit limit above $5,000.

Has not been more than 60 days late on any credit card, loan, or medical bill payment in the last year.

Has never declared bankruptcy or defaulted on a loan.

Has at least one credit card or loan and has not been more than 30 days late on a payment in the last five yearsĬapital One defines someone with excellent credit as someone who:.

Has not declared bankruptcy or defaulted on a loan in the past five years.

As noted above, you will need good to excellent credit to qualify for the Capital One Walmart Rewards Mastercard Capital One considers the following to be true for an individual with good credit: Walmart Credit Card RequirementsĪs part of the approval process for Walmart’s credit cards, underwriters will need to access your credit history and stated income. If you do not qualify for the Capital One Walmart Rewards Mastercard, Capital One will automatically consider you for the Walmart Rewards Card, which you can use at Walmart,, and Sam’s Club. The Capital One Walmart Rewards Mastercard is an open-loop card, which you can use anywhere that accepts Mastercard. However, one representative noted that the Capital One Walmart Rewards Mastercard is “designed for good-to-excellent credit levels.” Walmart does not provide specific numbers for its credit score requirements, customer service representatives for Walmart Credit Services said.

Walmart Credit Card Credit Score and Approval Odds

For more information about Walmart’s credit card approval odds and requirements, see below. If you do not qualify for the Capital One Walmart Rewards Mastercard, you will be considered for the Walmart Rewards Card. Walmart does not disclose specific credit score requirements, but the Capital One Walmart Rewards Mastercard typically accepts applicants with good to excellent credit.

Walmart capital one customer service number